You may submit a copy of one’s current ITR you to definitely has actually good BIR stamp. I believe for it that, you will have to see your RDO to obtain stamped.
While a freelancer otherwise a business owner, you might submit a copy of one’s audited ITR and you may BIR stamp. I failed to try this you to definitely as We was not the one who applied for the mortgage and that i failed to sign up to feel co-borrower, but I think this would imply getting the latest ITR, and only to take the latest secure top, your accounting guides, with the RDO.
If you are operating, you may also choose to fill in their specialized thirty days pay slip dated at least three months ahead of big date out of application. Jay chose to submit three so you can close the offer, haha! The guy as well as filed their COE and additionally them.
This might be into 1st step. Pag-IBIG commonly assess your own distribution to check on the qualification to put on to have a property financing.
Once you’ve filed such records on the internet, you are going to discover a message compelling you to definitely purchase the latest control fee. I repaid Php step one,000. Make sure that you print out a copy of your verification of fee. You will have to offer so it in order to Pag-IBIG , as well as the almost every other conditions, once you’ve become anticipate to see the workplace as a result of email address or a call.
Here are the files that you should provide Pag-IBIG once you’ve come asked to submit your posts in person:
1. Every brand spanking new duplicates of one’s data your recorded from the very first techniques, apart from the latest selfie. You should supply your ID photocopied.
2. A duplicate of one’s Special Power out-of Attorney for the agent. (If your holder is not regarding Philippines)
The price of notarization depends upon this new conformed selling price of the home specified on the bargain to sell.
They’re going to along with inquire when deciding to take their pictures with your appropriate ID once more. Now, it might be their workers who’ll do the try.
Assessment phase
Just like the desk manager looks more your documents and you can notices no discrepancies, you are expected to cover appraisal commission. I reduced Php 2,000.
We had been advised to attend for a call from 1 of their staff regarding your agenda of the home appraisal. What takes place throughout domestic assessment is that they will send representatives so you’re able to always check our home to see if it matches its basic and requirements.
They called 3 days ahead of they went to. The newest appraisers was indeed at put by 8AM. They ran inside, looked the fresh new measurements and didn’t most talk to you anywhere near this much. They simply went around to inspect for each and every room in the home.
Upcoming which had been they. We were informed to wait for their current email address whether or not our very own financing could have been accepted or not accepted; although not, they already warned all of us that family we had been trying pick is lacking step 1 meter wide on the standards.
Financing Declined
I received a message out-of Pag-IBIG formally proclaiming that the brand new size of our home failed to satisfy its requirements, and therefore are one. That was the termination of the feel……for now.
We sensed turning in a page Forestdale loans away from reconsideration, however the email address obviously stated that we’d to address brand new thing and you can commit to making the expected changes, which i failed to. So we was required to undertake our very own future and you will move forward.
Oh better, no less than you will find gained an existence ability that we can also be use in tomorrow also to train our very own kids when it is its consider buy their house. We had been, obviously, disappointed, however, we shall keep our hopes until we in the end find the place we could phone call house.
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